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RBA Rate Rise Explained: Offset, Fixed Rates & Loan Strategy

by | Feb 6, 2026 | Spotify, Wealth Coffee Chats

Show Notes

The RBA has lifted interest rates by 0.25%—but what does that actually mean for your mortgage and cash flow? This episode breaks down the real dollar impact on a typical loan, what to expect from interest rates over the next 12 months, and how to stay calm with a smart wealth strategy. Learn practical ways to reduce the impact using offset accounts, loan structure, refinancing conversations, and when it might make sense to consider fixed rates.

 

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Take care,
Jason

Wealth Strategist – Investor – Coach

Jason Whitton

Founder and Chief Education Officer