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New Lending Rules Explained: DTI Limits & Borrowing Power

by | Feb 20, 2026 | Spotify, Wealth Coffee Chats

Show Notes

New lending rules and rising interest rates are changing how investors access finance. In this episode, we explain the impact of higher rates, the new debt-to-income (DTI) lending limits, and why borrowing capacity is becoming more restricted for property investors. You’ll learn how lenders calculate DTI, how it affects refinancing and portfolio growth, and the strategies investors can use to navigate the new lending environment. A must-watch for anyone focused on property investing, finance, and long-term wealth strategy.

 

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Take care,
Jason

Wealth Strategist – Investor – Coach

Jason Whitton

Founder and Chief Education Officer